Digital Banking

How to Digital Bank?

Investment Products

Fixed Income Instruments

Invest in treasury bonds and over 225,000 global corporate bonds

Fixed income instruments are a necessary component of a portfolio that is diversified across different asset classes. Adding fixed income instruments to an all-stock portfolio generally lowers the risk of the overall exposure. Depending on the issuer, they can provide a guaranteed fixed return when held to maturity and are sources of stable cash flow. Our platform provides you with a one-stop-shop for investing in U.S. Treasuries, Money Market Instruments, Certificate of Deposits and Sovereign and Corporate Bonds.

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Equities, ETFs and Options

Trade stocks, ETFs and options in over 120 markets in the world

Equities are an important part of a well-balanced wealth management strategy and should be considered by investors seeking to pursue long-term objectives. When compared to bonds and cash alternatives, stocks carry higher risk because they have potential for volatility. The bank also offers the capability to trade options, which are contracts that give their buyer the right – but not the obligation – to buy or sell an underlying security for a specified price on or before a specific date.

Stocks

Stock typically takes the form of shares of either common stock or preferred stock. As a unit of ownership, common stock typically carries voting rights that can be exercised in corporate decisions. Preferred stock differs from common stock in that it typically does not carry voting rights but is legally entitled to receive a certain level of dividend payments before any dividends can be issued to other shareholders.

Exchange Trades Funds (ETF’s)

An ETF is a security that tracks an index, a commodity or a basket of assets like an index fund, but trades like a stock on an exchange. ETFs experience price changes throughout the day as they are bought and sold. Owning an ETF affords the diversification of an index fund as well as the ability to sell short, buy on margin and purchase as little as a single share. The main advantage of investing in ETF’s is that they are very liquid and heavily traded on the secondary market. Another advantage is that the expense ratios for most ETFs are lower than those of the average mutual fund.

Options

A stock option is a derivative financial instrument that establishes a contract between two parties concerning the buying or selling of a stock at a reference price. The buyer of the option acquires the right, but not the obligation, to engage in some specific transaction concerning the asset, while the seller incurs the obligation to fulfill the transaction if so requested by the buyer.

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Mutual Funds and ETF’s

Access to 10,000 mutual funds from over 200 fund families

Investors increasingly have turned to mutual funds to save for retirement and other financial goals. Mutual funds can offer the advantages of diversification and professional management. It pays to understand both the upsides and the downsides of mutual fund investing and how to choose products that match your goals and tolerance for risk.

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Foreign Exchange

Trade 22 currencies worldwide with no hidden price spreads.

The primary purpose of the foreign exchange market is to assist international trade and investment, by allowing businesses to convert one currency to another. It is also a strategy for diversification, and facilitates the carry trade, in which investors borrow low-yielding currencies and lend (invest) in high-yielding currencies. Our digital platform allows you to achieve your currency trading objectives in an efficient and user friendly way.

Wire Transfers

Bank Cainvest makes international payments easy and secure.

Send or receive same nominee wire transfers worldwide

Third-party digital payments to pre-approved payees

Automatic credit card payment through digital account

Payments available in more than 20 currencies

Credit Cards

Make international purchases and withdraw cash at ATM machines anywhere in the world

Accepted globally wherever Visa and MasterCard cards are accepted

Available for online purchases

Credit Card automatically linked to your Digital Banking Account

Fraud monitor ring services

Mobile Banking

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Webtrader

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Desktop Trading Software

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Non-Digital Accounts

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Schedule of Fees

Our technological platform and digital execution allows us to offer an extremelly competitive price unheard in the private banking industry.

Digital BankingPrivate Banking
Monthly MaintenanceUSD 50.00 / MonthUSD 125.00 / Month
Annual Custody0.20% of AUM0.40% of AUM
Comissions on Bonds0.25% of Facevalue0.50% of Facevalue
Comissions on Stocks5 cents per share10 cents per share
Minimum Trade TicketUSD 100.00USD 300.00